Privacy Policy

1. Introduction

SANDMAN BED LLC ("Company," "we," "us," or "our"), located at 4960 State Rd, Cleveland, OH 44134, is committed to protecting the privacy and security of your personal information. This Privacy Policy describes how we collect, use, disclose, and safeguard your information when you visit our website thesandmanbed.com or submit an application for business funding products or services.

By accessing our website or submitting your information, you acknowledge that you have read, understood, and agree to the practices described in this Privacy Policy. If you do not agree with the terms of this Privacy Policy, please do not access the site or submit your information.

2. Information We Collect

Information You Provide Directly

We collect information you voluntarily provide to us, including:

• Full name and contact information (email address, mailing address)
• Business name, type, and operational details
• Financial information related to your business funding application
• Communication preferences, including SMS/text message consent
• Any other information you choose to include in your application or correspondence

Information Collected Automatically

When you visit our website, we may automatically collect certain information about your device and browsing activity, including:

• IP address and geographic location (city/region level)
• Browser type, version, and operating system
• Pages visited, time spent, and referring URLs
• Device identifiers and session data

3. How We Use Your Information

We use the information we collect for the following purposes:

• Processing and evaluating your business funding application
• Communicating with you about your application status, funding options, and related services
• Sending marketing and informational communications (where you have consented)
• Improving our website, products, and services
• Complying with legal and regulatory obligations
• Preventing fraud and protecting the security of our systems

4. SMS & Text Message Communications

If you have opted in to receive SMS/text messages from SANDMAN BED LLC, the following terms apply to our text message communications:

• We may send you marketing and promotional SMS/MMS messages about our financial products and services, using an automated telephone dialing system (ATDS)
• Message frequency varies; you may receive up to 4 messages per month
• Message and data rates may apply, depending on your mobile carrier and plan
• To opt out of SMS communications at any time, reply STOP to any message we send you
• To request help or information about our SMS program, reply HELP to any message
• Consent to receive SMS messages is NOT a condition of purchase or obtaining any financial product or service from SANDMAN BED LLC

Your SMS opt-in consent is specific to our communications and is not transferable. We will honor opt-out requests promptly.

5. Information Sharing and Disclosure

We do not sell your personal information to third parties. We may share your information in the following limited circumstances:

• Service Providers: We may share information with trusted service providers who assist us in operating our website and providing our services, subject to confidentiality agreements
• Legal Requirements: We may disclose information when required by law, subpoena, court order, or regulatory authority
• Business Transfers: In the event of a merger, acquisition, or sale of all or substantially all of our assets, your information may be transferred to the acquiring entity
• Protection of Rights: We may disclose information to protect the rights, property, or safety of SANDMAN BED LLC, our users, or the public

6. Data Security

We implement commercially reasonable administrative, technical, and physical security measures designed to protect your personal information from unauthorized access, use, alteration, and disclosure. However, no method of transmission over the Internet or electronic storage is 100% secure. While we strive to protect your information, we cannot guarantee absolute security.

7. Data Retention

We retain personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, including for the periods required to comply with our legal obligations, resolve disputes, and enforce our agreements. When information is no longer needed, we take reasonable steps to destroy or de-identify it.

8. Your Rights and Choices

Depending on your location, you may have the following rights with respect to your personal information:

• Access: Request a copy of the personal information we hold about you
• Correction: Request correction of inaccurate or incomplete information
• Deletion: Request deletion of your personal information, subject to certain legal limitations
• Opt-Out of Marketing: Unsubscribe from marketing emails at any time by following the unsubscribe instructions in any email; reply STOP to opt out of SMS

To exercise any of these rights, contact us at dennis@thesandmanbed.com.

9. Cookies and Tracking Technologies

Our website may use cookies and similar tracking technologies to enhance your browsing experience and collect usage information. You can control cookie settings through your browser preferences. Disabling cookies may affect certain functionality of our website.

10. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices of those websites and encourage you to review their privacy policies before providing any personal information.

11. Children's Privacy

Our website and services are intended for business owners and are not directed to individuals under the age of 18. We do not knowingly collect personal information from minors. If we become aware that we have collected personal information from a minor, we will take steps to delete such information.

12. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. We will post the updated policy on this page with a revised "Last Updated" date. Your continued use of our website after any changes constitutes your acceptance of the updated policy.

13. Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy or our privacy practices, please contact us:

SANDMAN BED LLC
4960 State Rd
Cleveland, OH 44134
Email: dennis@thesandmanbed.com